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In these days of austerity in addition to relative anxiousness about having debt, some people balk up against the idea of using a credit card to make purchase of merchandise and also pay for any occasion, preferring, instead just to rely on a tried plus trusted technique of making settlement – raw cash. However, if you’ve got the cash on hand to make the purchase entirely, then, paradoxically, this is the best time to use the cards for several reasons.